Finance Center

Leasing a Vehicle is Good if:

You Do Most of Your Driving Locally

Since a new vehicle lease will include annual mileage restrictions, people who work from home or don't make frequent extended trips would be a great fit for a lease. Average mileage limits for a lease typically range from 10,000 to 15,000 miles per year, with the most common limit being approximately 36,000 miles for a 3-year contract. Please note that the annual mileage you set will affect your final payment, and penalties may apply for exceeding your mileage limit.

Want Factory Warranty Coverage Throughout Your Term

For some, peace of mind knowing that your vehicle is covered for service & repairs is one they can't go without. With your lease term, you'll certainly have coverage for your vehicle throughout the duration of your contract. That's a major plus for drivers in the area.

Don't Want to Customize Your Vehicle

When you lease a vehicle, you can't do anything to alter its appearance or performance. That means you can't tint the windows, put a cold air intake on your engine, alter the exhaust, or add off-road features. If you're good with enjoying the essence of a new Chrysler, Dodge, Jeep, or Ram with no alterations, then leasing is good for you.

Want the Absolute Lowest Payment Per Vehicle

Since you'll avoid paying the full depreciation of your vehicle, you won't have to shoulder that burden in your monthly payment. The result tends to be much lower and more easily accessible price points. That's a win-win for budget-conscious shoppers in the area.

The Benefits Recap

• Freedom to enjoy newer vehicles with shorter terms
• Lower monthly payments
• Full warranty coverage

Brown Dodge Chrysler Jeep Ram

Whether you decide to finance or lease, we just want to be sure that you're comfortable with your decision. You can contact our finance or lease department with any questions, start by applying for financing online or check out the FAQ section below to see if we already have an answer for you. Happy upgrading at Brown CDJR.

Do I need a down payment to lease or finance?

Financing a vehicle usually includes a 10 percent down payment (off the MSRP), but this can be negotiated. In most cases, leasing does not include a down payment, but you'll usually have to pay your security deposit, first month's payment/taxes, and registration fee.

Can I lease if I have bad credit?

Yes, theoretically, you can lease with bad credit, but in most cases, you will be directed to an auto financing term since there is more wiggle room to get you in the driver's seat.

Can I finance if I have negative equity?

Negative equity (upside down) is when you owe more than what the car is worth. We advise you to pay down your vehicle before trading it in to avoid higher payments and even more negative equity down the line.