Without the right information, car shopping can be a stressful and confusing process, with financing being only one of the options available. If you’re wondering what buying a new or certified pre-owned vehicle entails, or whether financing is right for you, the finance team at Brown Dodge Chrysler Jeep Ram is here to help. Read on to learn more about how car financing works.
For starters, financing involves applying for an auto loan. Devine area drivers may choose to apply for their loan through the dealership, a bank, or through a credit union, though it is not uncommon to apply through multiple sources in order to find the best deal. Here are some of the factors that lenders will consider when determining loan eligibility and interest rate:
Drivers who have a short credit history, or bad credit, may receive lender offers for loans with higher interest rates. If possible, try to improve your credit score ahead of time. You may also ask a friend or relative with good credit if they can cosign for you.
Before applying for an auto loan, Castroville drivers should take a few important steps:
After considering all of your options, you may decide to apply for financing online before visiting our dealership. While doing so can certainly simplify the process, waiting to apply may provide you with an opportunity to negotiate on a price before you finalize loan terms and take ownership of your new vehicle. You’ll also have the opportunity to select additional packages and add-ons, including protections like GAP insurance.
Ready to take the next steps? Let our finance team help you get into the car of your dreams, at a price you can afford. Still have questions about what it means to finance a car or what is MSRP? Contact us for additional details. We look forward to serving you. Once you have the right financing, check out our newer cars and even compare models, like the Jeep Wrangler vs. Jeep Wrangler Rubicon, to see which vehicle is perfect for you. If you want to know about gap insurance, leasing vs. buying, or whether or not you can take over a car lease, we have your back.
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830-541-7733
Call Now170 IH 35 North • Devine, TX 78016
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