Do You Need Full Coverage On a Used Financed Car in Devine?

Signing Finance Documents for Car

Curious about how to get used car financing? Here at Brown Dodge Chrysler Jeep Ram, we pride ourselves on streamlining the process, walking you through used car financing step-by-step, and helping you to avoid the hassles commonly associated with a used car purchase. 

One of the most common questions we get from our Devine customers is, “Do you need full coverage on a used financed car?” Luckily for you, our Finance Center is here to show you how to finance a used car and whether full coverage is necessary.

How To Finance a Used Car

Despite many states not requiring you to have full coverage on your new or used vehicle when you leave the dealership, many lenders want prefer knowing that their investments will be paid back in full. Many financial institutions have a full coverage mandate regardless of the condition of your car. 

There are term agreements that dictate how many years you’ll pay back a lender until you’re eligible for a title on your financed vehicle. For example, if you apply for financing and acquire a loan for the used vehicle for a term of 36 months, your lender maintains the vehicle’s title for that time period. 

In many cases, full coverage insurance is dependent on the term of the finance period. In the example given above, that would mean your used car would have full coverage insurance for the 36 month period.

How Many Years Can You Finance a Used Car? 

When you’re ready to commit to your next used Chrysler, Dodge, Jeep, Ram vehicle at Brown Dodge Chrysler Jeep Ram, you’ll provide some information to our finance experts so that they may contact lenders on your behalf to start the car buying process. Some relevant information we may request can include:

  • Valid Vehicle Insurance Card
  • Valid Driver’s License
  • Any Existing Vehicle Documentation for Your Current Vehicle (If Applicable)
  • Any Supporting Financial Documentation (i.e., Your Last Two Pay Statements)

Once you’re paired with a lender, your finance consultant here at Brown Dodge Chrysler Jeep Ram will break down the lender’s terms and conditions for your used car finance plan. Variables such as credit score and what you’re able to put down as a down payment on your vehicle will affect the duration of your finance period. Nonetheless, financing your next Pleasanton ride with the help of our experts can allow for a much more accurate estimate of how long you’ll finance your used vehicle for. 

Finance a Used Car at Brown Dodge Chrysler Jeep Ram Today!

Now that you have a clearer understanding of how to finance a used car in Devine, we here at Brown Dodge Chrysler Jeep Ram are enthusiastic about helping you finance your next used car purchase! Reach out to us to get the used car financing you need today! 

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170 IH 35 North • Devine, TX 78016

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Brown Dodge Chrysler Jeep Ram 29.1313311, -98.8925539.